WorkIndex/Section 10 Exemptions Guide
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Section 10 Exemptions Guide
What income is tax-free before deductions

Section 10 exemptions under the old Act reduce income before taxable income is computed. New Act section placement may differ, so keep old AY and new Tax Year references separate.

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Last fact-checked: 2026-05-27
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Fact-check notes

Last fact-checked: 2026-05-27

Transition rule: AY 2026-27 covers FY 2025-26 and continues under the Income-tax Act, 1961. The Income-tax Act 2025 Tax Year language applies for income earned from 1 April 2026 onward.

This Batch 12 page avoids treating future-dated payroll/form/rule changes as final filing advice. Verify the active form, notification, payroll circular or portal utility before implementation.

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What this covers

Section 10 exemptions under the old Act reduce income before taxable income is computed. New Act section placement may differ, so keep old AY and new Tax Year references separate.

  • Exemptions are different from deductions.
  • Some exemptions survive in the new regime while HRA/LTA-style items need regime-specific checks.
  • For AY 2026-27, old Act Section 10 references remain relevant.
Use cases

Who this is for

  • Salaried employee reviewing CTC.
  • Retiree with gratuity/leave encashment.
  • Investor checking exempt maturity proceeds.
  • CA mapping old-to-new Act references.
Records

Documents and data to verify

  • Salary breakup.
  • Allowance proof.
  • Employer exemption report.
  • Investment maturity documents.
Care points

Common mistakes to avoid

  • Calling exemptions deductions.
  • Claiming HRA/LTA in wrong regime.
  • No proof for allowance.
  • Mixing AY 2026-27 with Tax Year 2026-27.
Action

How to proceed

  • Confirm the applicable year, taxpayer type, form, state and portal status before acting.
  • Reconcile portal data with payslips, books, invoices, Form 16/26AS/AIS, GST returns, EPFO records or contracts.
  • Prepare a written computation, filing note, checklist or response with assumptions clearly stated.
  • Download acknowledgements, challans, workings and evidence after filing or submission.
Questions people ask

FAQs

Can WorkIndex help with this?

Yes. Post the facts and documents; relevant experts can quote for filing, advisory, reconciliation, registration, appeal support or ongoing compliance.

Is this page final legal advice?

No. Use it to prepare. A professional should verify the active law year, notification, portal utility and records before filing or taking a tax position.

What should I mention while posting?

Mention the year, state, form, deadline, amount involved, documents available, portal status and whether you need filing, correction, advisory or representation.

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