Fact-check notes
Last fact-checked: 2026-06-04
Investment advisory, retirement planning and wealth management should be handled by appropriately registered or qualified professionals where regulated advice is involved.
This page is preparation guidance for scoping work on WorkIndex. Ask the expert to verify active law, portal forms, notifications and your documents before filing or signing anything.
What this covers
Financial advisory work should start with goals, risk profile, time horizon, cash flow, insurance, tax position and whether regulated investment advice is being provided.
- Check adviser registration, qualifications and compensation model before acting on investment advice.
- A plan should separate emergency fund, insurance, goals, tax, retirement and estate documents.
- Product recommendations should disclose risk, costs, liquidity and conflicts.
- Coordinate with a CA for tax-heavy decisions.
Who this is for
- Professional planning investments.
- Family preparing retirement plan.
- NRI or HNI reviewing portfolio and tax impact.
- Founder managing liquidity after business income or share sale.
Documents and details to prepare
- Income, expenses, assets and liabilities.
- Existing investments, insurance and loans.
- Goals, risk tolerance and time horizon.
- Tax returns and capital gains records where relevant.
Common mistakes to avoid
- Buying products before writing goals.
- Ignoring insurance and emergency fund.
- Chasing past returns without risk review.
- Not checking adviser credentials and fees.
How to brief the expert
- Mention the city, entity type, transaction value, deadline and current portal status.
- Upload or list the records available so the expert can quote accurately.
- Ask for scope, deliverables, timeline, assumptions and government fee exclusions in writing.
- Keep acknowledgements, challans, filings, certificates and advice notes after completion.
FAQs
Can WorkIndex help with this?
Yes. Post your requirement and compare relevant experts by scope, quote, timeline and supporting documents needed.
Is this page legal or tax advice?
No. It is a preparation guide. Your expert should verify current law, portal forms, notifications and your documents before filing or signing.
What should I include in my post?
Include the city, year or period, entity type, deadline, notices if any, documents available and whether you need filing, review, drafting or ongoing support.