WorkIndex/Deemed Dividend Section 2(22) Guide
Dividend tax

Deemed Dividend Section 2(22) Guide
Loans, advances and shareholder tax risk

Deemed dividend rules can tax certain company payments, loans or distributions to shareholders even when they are not labelled as dividend.

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Last fact-checked: 2026-05-30
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Fact-check notes

Last fact-checked: 2026-05-30

Tax caution: AY 2026-27 covers FY 2025-26 and continues under the Income-tax Act, 1961. New Act, new section and new form references should be verified against official utilities before filing.

Use this page as preparation guidance. A professional should verify the active law year, notification, portal utility and source records before filing or taking a tax position.

Dividend tax

What this covers

Deemed dividend rules can tax certain company payments, loans or distributions to shareholders even when they are not labelled as dividend.

  • Closely held company loans/advances to shareholders can create deemed dividend risk.
  • Buyback-related deemed dividend treatment depends on transaction date and law year.
  • Shareholding percentage and accumulated profits must be reviewed.
  • Company books and shareholder ITR treatment should match.
Use cases

Who this is for

  • Director-shareholder receiving company loan.
  • Closely held company making advances.
  • Founder reviewing buyback treatment.
  • CA reviewing related-party ledger.
Records

Documents and data to verify

  • Shareholding pattern.
  • Loan/advance ledger.
  • Accumulated profits computation.
  • Board minutes and repayment records.
Care points

Common mistakes to avoid

  • Calling it a loan without checking deemed dividend rules.
  • No shareholder percentage review.
  • Ignoring accumulated profits.
  • Mismatch between company and shareholder returns.
Action

How to proceed

  • Confirm the applicable financial year, assessment year, taxpayer type, state and portal status before acting.
  • Reconcile portal data with books, AIS/Form 26AS, GST returns, contracts, invoices, bank statements and source documents.
  • Prepare a written computation, checklist, filing note or response with assumptions clearly stated.
  • Download acknowledgements, challans, workings and evidence after filing or submission.
Questions people ask

FAQs

Can WorkIndex help with this?

Yes. Post the facts and documents; relevant experts can quote for filing, advisory, reconciliation, registration, appeal support or ongoing compliance.

Is this page final legal advice?

No. Use it to prepare. A professional should verify the active law year, notification, portal utility and records before filing or taking a tax position.

What should I mention while posting?

Mention the year, state, form, deadline, amount involved, documents available, portal status and whether you need filing, correction, advisory or representation.

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