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How to Claim TDS Refund
Report income and claim matching TDS credit

TDS refund is claimed through ITR by reporting the income correctly and claiming TDS credit visible in Form 26AS/AIS. Refund speed depends on verification and bank validation.

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What this covers

TDS refund is claimed through ITR by reporting the income correctly and claiming TDS credit visible in Form 26AS/AIS. Refund speed depends on verification and bank validation.

Use Cases

Situations this page is built for

  • Employer deducted excess TDS.
  • Client deducted 10% but slab is lower.
  • Bank deducted FD TDS.
  • Refund delayed after ITR processing.
Records

Documents and details to keep ready

  • Form 16/16A.
  • AIS/Form 26AS.
  • Income details.
  • Bank account pre-validation.
  • ITR acknowledgement.
Workflow

Process

Confirm applicability

Identify the assessment year, financial year, state, form, registration status, taxpayer type, income head, notice section or transaction category before acting.

Reconcile source data

Match portal data with books, invoices, certificates, bank entries, AIS/Form 26AS, GSTR data, capital gains reports or payroll records.

Prepare the filing or response

Draft the return, registration, calculation, notice response, declaration, document checklist or project scope with supporting evidence.

Keep the audit trail

Download acknowledgements, challans, computation sheets, certificates, filings, orders, email approvals and expert working papers after completion.

Risk

Common mistakes

  • Claiming TDS without reporting income.
  • Bank account not pre-validated.
  • Mismatch with 26AS.
  • Ignoring defective return notice.
Official fact-check status

How to Claim TDS Refund: year and source check

Last fact-checked: 25 May 2026.

AY 2026-27 means FY 2025-26 income under the Income-tax Act, 1961. Tax Year 2026-27 means FY 2026-27 income under the Income Tax Act, 2025. Do not mix the two labels.

Use official portal pages, CBDT notifications, the supplied Act PDF and ICAI material before making a filing, payroll, TDS/TCS or rebate decision.

Questions People Ask

FAQs

Which year should I use for How to Claim TDS Refund?

Use AY 2026-27 for FY 2025-26 income under the Income-tax Act, 1961. Use Tax Year 2026-27 for FY 2026-27 income under the Income Tax Act, 2025.

What documents should I share with a tax expert?

Share the portal screenshot, exact year, income breakup, certificates, AIS/Form 26AS, notices, challans and any computation already prepared.

Can WorkIndex help me find a specialist?

Yes. Post a requirement with the legal year, records and deadline so experts can quote on the real issue instead of a generic page title.

Official fact-check status

How to Claim TDS Refund: year and source check

Last fact-checked: 25 May 2026.

AY 2026-27 means FY 2025-26 income under the Income-tax Act, 1961. Tax Year 2026-27 means FY 2026-27 income under the Income Tax Act, 2025. Do not mix the two labels.

Use official portal pages, CBDT notifications, the supplied Act PDF and ICAI material before making a filing, payroll, TDS/TCS or rebate decision.

Review checklist

What to verify for How to Claim TDS Refund

  • Correct financial year, assessment year or tax year.
  • Taxpayer type, age category, residential status and business/profession status.
  • Exact income heads, including salary, house property, business/profession, capital gains, VDA and other sources.
  • AIS/TIS, Form 26AS, TDS/TCS certificates, challans and portal pre-fill.
  • Deductions/exemptions allowed in the selected regime and current ITR utility validation rules.
  • Whether the issue is a calculation, filing, notice response, rectification, appeal or advisory position.
Official fact-check status

How to Claim TDS Refund: year and source check

Last fact-checked: 25 May 2026.

AY 2026-27 means FY 2025-26 income under the Income-tax Act, 1961. Tax Year 2026-27 means FY 2026-27 income under the Income Tax Act, 2025. Do not mix the two labels.

Use official portal pages, CBDT notifications, the supplied Act PDF and ICAI material before making a filing, payroll, TDS/TCS or rebate decision.

Review checklist

What to verify for How to Claim TDS Refund

  • Correct financial year, assessment year or tax year.
  • Taxpayer type, age category, residential status and business/profession status.
  • Exact income heads, including salary, house property, business/profession, capital gains, VDA and other sources.
  • AIS/TIS, Form 26AS, TDS/TCS certificates, challans and portal pre-fill.
  • Deductions/exemptions allowed in the selected regime and current ITR utility validation rules.
  • Whether the issue is a calculation, filing, notice response, rectification, appeal or advisory position.

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